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The overlooked way for your business to create wealth

Owning commercial real estate is one of the most overlooked ways for your business to create wealth. Most business owners tend to think owning commercial real estate is difficult and expensive. Our Commercial Real Estate Professionals have the expertise to help navigate through the complex process and our programs have the flexibility to help preserve your hard earned cash by making the down payment and terms affordable, putting together a plan that just makes sense.

Our Commercial Real Estate Lending group has the flexibility to work with lending situations as low as $250,000  and up to $22 million. Our loans can be structured to include acquisition of the commercial real estate, renovation of the commercial real estate and new construction. 

Our loans can be structured to include a first lien on the commercial property of 50% of the total project amount, and a second lien loan, secured by a 100% SBA-guaranteed debt covering 40% of the total project cost. Finally, a down payment contribution, typically of only 10%, comes from you, the Borrower. These loans are for commercial real estate properties that are a minimum of 51% owner-occupied. Our interest rates are very competitive, 20 to 30 year amortizations, and exceptional customer service allowing for 24-hour pre-approvals and quick closings – often within 45 to 60 days.

Eligible Borrowers:

  • For-profit, non-publicly traded businesses
  • Tangible business net worth (including affiliates) not to exceed $15 million
  • Average net income of the business not to exceed $5 million over the previous two years
  • Ownership must generally be comprised of 51% U.S. citizens or Legal Permanent Residents

Examples of Property Types We Finance:

  • Medical offices or medical facilities (such as labs and clinics)
  • Office buildings (including office condos)
  • Warehouses (and other industrial properties)
  • Day care facilities (for children or adults)
  • Free-standing restaurants
  • Limited-service, flagged hotels
  • Auto repair shops
  • Assisted-living facilities
  • Call to ask about many other property types that are eligible