Business Acquisition Calculator
Estimate the financing gap after equity and any seller note.
What Does the Business Acquisition Calculator Do?
The Business Acquisition Calculator subtracts the buyer's equity and any seller note from the purchase price to show how much remains to be financed. It helps a buyer, broker or advisor frame an acquisition request before discussing structure with funding sources.
Business Acquisition Calculator
Illustrative EstimateNo partner account is needed to use this calculator. Add a name only if a banker, CPA or advisor referred you.
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Illustrative Results
Illustrative estimate only. The Chris Mafera Capital Corp. is a commercial financing advisory and brokerage firm, not a direct lender. This is not a financing offer, approval, or commitment.
Inputs, Results and Assumptions
What You Enter
- Purchase price: the agreed or proposed price.
- Buyer equity: cash the buyer contributes.
- Seller note: the portion of the price the seller agrees to finance.
What the Results Show
- Financing gap: purchase price minus equity minus seller note.
- Equity and seller note amounts, repeated for reference.
Assumptions and Limits
- Closing costs, fees, working capital and any assets or inventory adjustments are not included.
- Equity plus the seller note cannot exceed the purchase price.
- Seller note terms and whether funding sources allow the note vary by transaction.
The numbers pre-filled in the fields are sample values so the tool shows a result on first load. They are not CMCC rates, quotes or offers.
Business Acquisition Calculator FAQs
What is the financing gap?
It is the part of the purchase price not covered by the buyer's equity or a seller note. That amount is what a business acquisition loan would need to fund.
Do funding sources require buyer equity?
Many acquisition structures involve equity from the buyer, but the amount and the treatment of seller notes vary by funding source and program. The business acquisition guide explains common structures.
Is CMCC the lender for acquisitions?
No. CMCC is an advisory and brokerage firm. It helps structure the request and present it to independent funding providers; see SBA financing and business acquisition by industry.
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