CMCC Financial Tool

SBA Payment Calculator

Estimate an illustrative SBA-style payment using amount, rate and amortization. This is not an SBA quote.

What Does the SBA Payment Calculator Do?

The SBA Payment Calculator estimates the monthly principal-and-interest payment and annual debt service on an SBA-style loan from the amount, an illustrative rate, the amortization period and any fees you choose to finance. It is not an SBA quote.

Illustrative SBA Payment

Modeled Principal
Monthly P&I
Annual Debt Service
Illustrative only. This calculator is not a financing approval, quote or commitment. Definitions, fees and underwriting methods vary by source and transaction.
How It Works

Inputs, Results and Assumptions

What You Enter

  • Loan amount, illustrative interest rate and amortization in years.
  • Estimated fees financed: fees you assume are added to the loan.

What the Results Show

  • Modeled principal: loan amount plus financed fees.
  • Monthly P&I and annual debt service.

Assumptions and Limits

  • Actual SBA rates, fees and terms are set by program rules and the participating lender and can change.
  • No closing costs beyond the fees you enter are included.
Frequently Asked Questions

SBA Payment Calculator FAQs

How is this different from the SBA Calculator?

This page gives one payment estimate. The SBA Calculator adds a guarantee-fee assumption and compares three rate scenarios.

Does CMCC make SBA loans?

No. CMCC is a commercial finance advisory and brokerage firm. SBA-guaranteed loans are made by participating lenders; see SBA financing.

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Who CMCC is. The Chris Mafera Capital Corp. is a commercial finance advisory, brokerage, and consulting firm, not a direct lender. We help business owners structure, identify, and apply for financing through a vetted network of independent third-party funding providers. Financing is subject to eligibility, underwriting, documentation and approval. Learn more about CMCC, see how the process works and read the disclaimer.