CMCC Resource Guide
LTV Guide
Understand loan-to-value, equity contribution and how property value affects a financing structure.
Formula
LTV = loan amount ÷ property value.
Equity
Lower LTV generally means more borrower equity in the property.
Valuation
Underwriting may rely on an approved appraisal or other acceptable valuation.
Structure
Maximum leverage depends on property, borrower and financing source.
Educational resource only. This guide is not a financing approval, commitment, tax advice, legal advice or a substitute for source-specific underwriting requirements. Program requirements can change.
Have a real scenario?
Use the guide to organize the question, then let CMCC review the facts.
Continue Your Research
Related CMCC Tools & Financing Paths
Use the resource to understand the issue, then move to the relevant calculator, financing path or application when the scenario is ready.