CMCC Resource Guide
Commercial Real Estate Financing Guide
A plain-English guide to DSCR, LTV, property cash flow, sponsor strength and transaction preparation.
DSCR
Property or business cash flow relative to debt service.
LTV
Loan amount relative to property value.
Property & Sponsor
Property economics and borrower strength both matter.
Transaction Structure
Purchase, refinance, cash-out and bridge requests are underwritten differently.
Educational resource only. This guide is not a financing approval, commitment, tax advice, legal advice or a substitute for source-specific underwriting requirements. Program requirements can change.
Have a real scenario?
Use the guide to organize the question, then let CMCC review the facts.
Continue Your Research
Related CMCC Tools & Financing Paths
Use the resource to understand the issue, then move to the relevant calculator, financing path or application when the scenario is ready.